Attention homeowners: Real estate appraisal services for Charleston, Berkeley, and Dorchester Counties

See the top seven reasons SC homeowners hire Barley Real Estate Appraisers:

Find the right listing price (whether they're selling the home on their own or using an agent)
To challenge a SC property tax assessment
To reduce your mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
To determine the true market value of real estate in question to settle an estate in Charleston, Berkeley, and Dorchester Counties

Own a house in Charleston, Berkeley, or Dorchester counties and need help deciding its value?
Contact Barley Real Estate Appraisers .

At Barley Real Estate Appraisers, we understand the unique needs of a customer requiring residential appraisal services. My typical business client gets the appraisal process and the customary documents I provide. But as a general consumer, you'll receive extra guidance and explanations through the appraisal process to more fully understand what I do and how I present my conclusions.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic sales price so your home will attract interested buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value assessment than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases, you can apply to a lender to have the PMI removed from your loan. I am a veteran in helping folks just like you get rid of unneeded PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if you live in a local area that is declining. That means you are probably paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Barley Real Estate Appraisers is your number one weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. Not only can this be disadvantageous from a cash flow point of view, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Barley Real Estate Appraisers can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Do you want a professional to double-check your appraisal for accuracy? I can go out and check the subject and comparables in question in a field review. If you need a review ASAP, I'll provide you with a desk review and verify as many facts as I can using online data sources as well as my own files.

Need a retrospective review of an appraisal report? I can assist you. While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your property.